Privacy Policy

Your privacy matters to us. We're committed to protecting your personal information and being transparent about how we collect, use, and safeguard your data.

Information We Collect

When you interact with curuaurierivo's financial analysis services, we collect information that helps us provide better liquidity and solvency analysis tools. This includes data you provide directly and information gathered through your use of our platform.

Personal details like your name, email address, and business contact information when you register for our learning programs
Financial data you upload for analysis, including balance sheets, cash flow statements, and related business documents
Usage patterns on our website, such as pages visited, time spent on analysis tools, and feature preferences
Technical information including IP address, browser type, and device characteristics for security and optimization purposes
Communication records when you contact our support team or participate in educational webinars

How We Use Your Information

Your information serves specific purposes that directly benefit your experience with our financial analysis tools and educational resources. We don't use your data for unrelated marketing or sell it to third parties.

Data Type Primary Use Retention Period
Account Information Service delivery and account management Duration of relationship plus 3 years
Financial Analysis Data Generating reports and insights 2 years after last analysis
Usage Analytics Platform improvement and optimization 12 months from collection
Communication Records Support and training purposes 5 years for compliance

Data Security & Protection

Financial data requires serious protection. We've implemented multiple layers of security that meet Australian financial services standards and international best practices.

Our Security Measures Include:

End-to-end encryption for all data transmission and storage, regular security audits by independent firms, access controls that limit staff exposure to your information only when necessary for service delivery, and automated backup systems with geographic redundancy across Australian data centres.

We also maintain cyber liability insurance and incident response procedures. In the unlikely event of a data breach, we'll notify affected users within 72 hours and work with relevant authorities as required under Australian Privacy Act obligations.

Your Privacy Rights

Under Australian privacy legislation, you have specific rights regarding your personal information. These aren't just legal requirements – they're practical tools for managing your privacy.

Access: Request copies of all personal information we hold about you, including analysis history and account details
Correction: Update or correct any inaccurate information in your profile or uploaded financial data
Deletion: Request removal of your data, subject to legal retention requirements for financial records
Portability: Receive your data in commonly used formats if you want to transfer to another service
Restriction: Limit how we process your information while disputes are being resolved
Objection: Opt out of certain data processing activities that aren't essential for service delivery

Data Sharing & Third Parties

We share information only when necessary for service delivery or legal compliance. This isn't about selling your data – it's about working with trusted partners who help us provide better financial analysis tools.

Cloud storage providers host our encrypted databases in Australian facilities. Payment processors handle subscription billing but don't receive your financial analysis data. Educational technology partners help deliver online courses but only access necessary enrollment information.

International Transfers

Some data processing occurs outside Australia, particularly for specialized financial modeling calculations. These transfers are protected by appropriate safeguards including contractual clauses that meet Australian adequacy standards and regular compliance monitoring.

Cookies & Tracking

Our website uses cookies to enhance your experience and provide personalized financial analysis tools. We've designed our cookie policy to be practical rather than overwhelming – focusing on what actually affects your privacy.

Essential cookies keep you logged in and maintain your analysis preferences. Analytics cookies help us understand which features are most useful so we can improve our tools. We don't use advertising cookies or share tracking data with marketing networks.

You can control cookie preferences through your browser settings, though this might affect some platform functionality. We also provide cookie management tools in your account dashboard for granular control over non-essential tracking.

Policy Updates

Privacy laws and business practices evolve. When we need to update this policy, we'll notify active users by email at least 30 days before changes take effect. Significant changes that affect how we handle your financial data will require explicit consent.

This privacy policy was last updated in February 2025 to reflect enhanced data protection measures and clarify our approach to international data transfers under updated Australian privacy legislation.

Privacy Questions?

Our Privacy Officer is available to address concerns about data handling or help you exercise your privacy rights.

Email: privacy@curuaurierivo.com

Mail: Privacy Officer, curuaurierivo
7/27 Osborne St, Wollongong NSW 2500, Australia

Phone: +61 419 950 852